Accept anywhere
Tap to Pay in person, hosted invoices, and a simple checkout for small businesses that need to move quickly without enterprise overhead.
FARST Payments helps merchants accept cards and digital wallets in person, on invoices, and online, with fast settlement, customer-funded fee recovery, and payment status transparency built into the core product.
Core value
FARST is designed for the operators who just want to take payment, get paid, and move on. No fragmented tools. No black-box delays. No endless fee leakage quietly chewing through margin.
Tap to Pay in person, hosted invoices, and a simple checkout for small businesses that need to move quickly without enterprise overhead.
Funds are routed to the merchant as soon as they clear, with same-day settlement as the operating default where available.
Pending, reviewed, cleared, settled. FARST makes payment status visible to both sides instead of hiding delays behind vague labels.
Processing costs can be applied to the customer invoice by default, helping small business stop absorbing every transaction fee.
Core products
FARST launches where small businesses actually need it: on the counter, inside the invoice, and at checkout. No giant implementation project required.
Example API response
The platform should tell the merchant and the payer what is happening, what comes next, and when they can reasonably expect funds to clear.
{
"paymentId": "pay_01J...",
"status": "pending_review",
"amount": 10250,
"currency": "AUD",
"paymentMethodType": "card_wallet",
"paymentMethodBrand": "apple_pay",
"customerFacingFee": 239,
"merchantNet": 10011,
"timeline": {
"estimatedClearAt": "2026-04-01T07:45:00Z",
"estimatedSettleAt": "2026-04-01T09:30:00Z",
"confidence": "medium",
"reason": "Standard review triggered"
},
"payout": {
"destinationType": "bank_account",
"mode": "standard",
"status": "queued"
}
}
Ideal customer profile
FARST is aimed at small businesses that need a practical way to accept payments, recover fees cleanly, and understand when money is actually moving. In plain English: the people doing the work, not the people with time for a six-month integration circus.
Tradies, consultants, field services, and managed services businesses that need to issue invoices, take deposits, and close out jobs without chasing money for days.
Small retailers, pop-ups, and storefront operators that want app-based payment acceptance and a cleaner way to manage fee recovery and payout expectations.
Businesses that need a simple shopping cart or checkout link without building a giant custom payments stack on day one.
Vision
The long game is bigger than card acceptance. FARST is designed to evolve into a transparent account-to-account payment experience that gives both sides visibility, estimated timing, and operational clarity that the old rails never bothered to provide.
Launch direction
FARST is aimed at operators who care about speed, visibility, and margin. The product story is simple: accept payments anywhere, know what is happening, and stop wearing every fee by default.
Frequently raised questions
A payments platform should not sound like it is hiding behind fine print and buzzwords. These are the core answers the FARST story needs to make clear early.
It is not just a checkout layer. FARST is positioning around payment visibility, payout clarity, and cleaner fee recovery, instead of just handing back a vague status and calling it a day.
Small businesses that need practical payment acceptance across in-person, invoice, and online channels, without building enterprise-grade plumbing from scratch.
It means the platform is designed to estimate when a payment is likely to clear or settle, using transaction timing, payout rules, and historical behaviour instead of shrugging and saying pending.
Because small-business margin gets chipped away one transaction at a time. FARST is built around giving merchants a cleaner default option to stop absorbing every processing fee.
Early access
This is still an early-stage concept site, but the commercial story is already clear. FARST is for businesses that want payment acceptance, settlement visibility, and cleaner margin control without building the plumbing themselves.